Growing Up As A Catholic

Growing Up As A Catholic Growing up, my family practiced the catholic faith. My parents educated me as Catholic and I attended a Catholic School for women. I never really experienced another kind of faith but Catholic; all my friends and people around me were from the same church. Im from Panama a Latin country, where 80% of the population is Catholic, the rest is divided between: Evangelist, Mormons, Baptist, etc., just to name a few. When I became an adult, have had Jewish, Muslim and without affiliations, and also I have been in Indian and Jewish religious weddings. Im currently enrolled in Campbell University, and one of my curses is REL-125. I was assigned to attend a religious service different than mine. I had a few options, but I decided to go First Baptist Church Stedman on Sunday morning. First Baptist Church Stedman, is located at 6921 Clinton Rd. The whole church itself was ok. The Usher, the first person I see when I entered the church greet me and welcomed me and also handle me, the bulletin an d an envelope attached. It was a well organized congregation of around 50 people, not too many to look around like you usually see in a Catholic church. I saw a cross but the cross did not have Jesus on it. Everyone who was there was very well dresses; ladies wearing hats and nice dresses and man wearing formal suit. Even the preacher was dressed in formal attire. The choir was spectacular, is the best word to describe it, very organized and the congregation seems to know the songs and enjoyed. It was very entertaining the form of worship they used through the singing. They sang a lot of songs, after every interval described in the program. When the service started, one of the church attendees read the Opening Selection followed by Pastors Invocation and welcome everybody. One thing that called my attention was, every time they sing it was a five minutes song. They worshiped God on each one. I dont notice that until later, and I was wondered how long is the service. As they end the singing another church attendant read the Responsive Reading, they gave all the attendant an additional page attached to the bulletin, entitled: The Resurrection of Jesus in Matthew 28:1-8. The Priest instructed everybody to stand up and the Choir sang another song, followed by the reading of the scripture: For in hope we were saved. Now hope that is seen is not hoping For who hope for what is seen? However, if we hope for what we do not see, we wait for it with patience. When he finished reading it, they prayed followed by the Church Vision Statement that says: First Baptist Church Stedman will be a church in the community that transforms the community, and will make it our aim to reconcile as many individuals as we can to God through the gospel of our Lord and Savior Jesus. Â  At that moment, Im still wondering whats the envelope for. Differently, as we do in Catholic church, I was waiting for the pastor speech. They read the announcements for the community. It was like a fifteen-minute announcement, after that they called the visitors to stand up. At this time, I have been at that church around an hour and fifteen minutes. I stand and introduced myself as a visitor. The entire congregation came over to greet every single visitor, as to welcome them personally. Pastors Brief, I was wondering what is that? It was the replay of the announcements but now by the pastor. And then, the Tithes Offering start, thats when I realized, whats the envelope for? I have to put money on it with my name and address, of course I dont have the interest to be part of that church, so I just walk to the front and put the envelope on a basket. Suddenly, the priest everybody to stand up and read the scripture again followed by the Sermon. It was lengthy and noisy, but presen ted and explained very well. It was good it was about faith. It made me realize that no matter how things may look wo keep believing and expecting good things from God; dont give up. Hope is expectancy; there is no hope if we always know what God has for us. Real hope says: God will touch me. We got to be patient, and when we are patient God will come to our rescue. He may not be there when you want it, but it will be there on time when you need it. I enjoyed. More singing, and then, the priest called those one seeking salvation to come forward. There a few people who went forward, and he starts praying with his hand over their head; after praying with a lady, she is faint, I dont know what happened, I thought to that only happen on TV shows. It was a very long and unexpected religious service. As we were blessed, the pastor walk outside first and stood in the front of the church to greet and say goodbye to the congregation. As I walk outside he approached me and start asking me que stions like: Where I live, Where I come from? And then say We are very grateful you attend our service today, we hope to see you next Sunday. I know there are a lot of different kinds of Baptist church, I dont just generalize all of them with one experience, but I dont think I will return any time soon.

Asb bank

Direct marketing Is selling product directly to the consumer or end-user, rather than through a broker, distributor or wholesaler. Example: Sometimes confusing the matter, direct marketing is also used to describe the sale of food directly to a restaurant, grocery store, caterer, processor, etc. , who will then resell the food to customers. 2. Identify the major forms of direct marketing and the techniques they employ to target customers. Use the template provided below to explain the different techniques each major form uses to target customers. Major forms of direct marketing differentiated in terms of techniques:Forms of direct marketing Target markets: Techniques used to target customers: Face-to-face selling Residential area, People who like to visit in market. Malls, all age group Promotion, door-to-door service, direct approach, offering samples Direct mail Adults & older Post, courier, sent mail Catalogue Sending, attractive image of products, special offer, brief description of product Telemarketing Land line phone holder Special offer, brief description of product, Calling to landlines Print Adults, older & retired people Flier, newspaper, posters, using famous person's faceDirect-response television advertising House wife, retired people stabilize people Saving offer, free home delivery, short time offer, Free call on television advertisement like 0800 On-line Internet user Through the video presentation, Website, social network like Faceable, twitter Mobile technology All age people Mobile APS, social network, text 3. Choose a business you know well or a case study of a business which uses direct marketing e. G. Cafe using Faceable, Salesrooms, a business which uses Trade, Auckland Council, Family Planning, NZ Heart Foundation, CAB Bank, Anyway.Describe it briefly. We have chosen CAB Bank. CAB Bank offers bank accounts, personal and home loans, savvier, investments, foreign exchange, insurance, internet banking, credit cards and online banking. 4. I dentify one growth direct marketing trend that your chosen business uses e. G online marketing, telemarketing, face-to-face, social networking, direct mail. Refer to this trend and the case study you have chosen in your assignment and presentation. The growth of direct marketing trend of CAB Bank offers direct mail service to their customers, online banking or internet banking.They send mail or letter on their postal address to inform about their account and investment. Regularly (once in a month) they send the user bank account statement to their customers. Have chosen? Give 3 benefits for buyers and 3 benefits for sellers. Answer for buyers: Availability of credit. Privacy Time saving Interactivity. Benefits for seller are: Target market selectivity. Ability to build customer relationship. Ability to maintain privacy of marketing programs. Convenience Time saving. – Benefits 6. What are the ethical issues or public policy issues for the direct marketing trend you have chose n?Give 3 examples of ethical issues or public policy issues. Answer- There is four ethical issues that CAB Bank should keep in mind while using direct mail marketing methods: Payment security- Bank must have a very tight security system because in our society there are so many high professional hacker who can do something wrong by take out money from the customers account. Spamming: Bank should make conversation with the customers while someone (customers) doing big amount transaction or send them e-mail regarding their accounts information.Terms and conditions-Bank should tell their customer about terms and conditions of ann. before opening a new account regarding how much they have to pay credit card interest rate and in how many days customers have to pay funds to them, how much transaction takes time. Agreements and contracts-Banks should send all copies of all relevant documents, agreements, contracts and advice of legal rights on the customer's postal address. 7. Explain the u se of digital technology and databases for your direct marketing trend.Answer- CAB bank use digital technology and database for direct marketing trend as in following ways- Digital technology database in direct mail CAB bank uses New Zealand post database to find new customers with quality data including names and addresses as well as new market. CAB advertising in their own website. CAB bank mainly target people of every age group like students, working people, unemployed, and old age people. CAB bank update existing customers database. CAB bank provides several loans to customers such as Business loan, Home loan, Car loan etc. At low interest rates.They offers online and internet banking as well. 8. Thinking about digital technology and databases explain how your direct marketing trend fits into marketing mix strategies. Talk about price, promotion, product, people and distribution. Answer: People- CAB target every age people like students, working people, employment, old age peop le. But they mainly target the people of age group 28-35 because most of on Youth, advertising on the back of bus, at bus stands and we can see big poster on roads. Product- CAB bank provide 100% home loan on low interest rate to customers.Credit cards on low interest rates, debit cards. 9. What products or services are offered by your case study business using the direct marketing trend you have identified in question 4? Analyses the pricing of these rodents – are the prices competitive? Answer- CAB bank offers 100% home loan on low interest rate to customers. Credit cards on low interest rates, debit cards. Competitors of CAB bank are ANZA bank, WESTWARD, and BENZ bank. The prices are very competitive because every bank wants to attract customers by providing loans on very cheap rates and on low interest rates.Fixed Homes lone BANKS For 12 months For 24 months CAB sank 5. 15% 5. 70% ANZA sank 5. 19% 5. 95% So we can see that CAB bank provide home loans on cheap rates. 10. D escribe the segments of the market which are targeted by your direct marketing rend. Explain how different types of promotion are targeted to different markets. (Single segments, multiple segments and aggregate) Answer- CAB bank uses single segment marketing and mainly targets and motivate people of specific age group of 28-35 because their earnings are higher than others and most of the people of this age group are working.CAB Bank offers direct mail service to their customers. They provide all useful information to motivate them in the mail. CAB Bank also provides 100% loans to their customers at cheap interest rate than other competitors in the market. They provide latest or up to date useful information on their website and they update website continuously. They advertise on social network like Faceable, Twitter, Youth because usually young generations use this social website. 1 1 . What level of service would you recommend for these target markets?How will this service build an d maintain customer relations? Answer- CAB bank provide 100% loan to customers for their satisfaction and they give proper information about their services and terms and conditions so that they can make a good relationship with their customers and finally CAB bank have a good reputation in the market. According to us, to attract more customers the service should be very fast, provide 100% security to the customers, prices should be lower than other competitors.CAB Bank build and maintain their customers by hiring more staff so that customers get fast developers and it specialists who can concentrate on security because these are the components with they can get customer loyalty. 12. Explain how products or services advertised by your direct marketing trend are distributed to the target market. Answer – CAB bank have good reputation in the market because they advertise about their services in many different ways: They advertise on social networks to young generation on Faceabl e, Twitter, Youth etc because mainly young use these social websites.CAB Bank advertisement on buses, bus stops and big poster on the roads. CAB bank updates their own website about their services. CAB bank advertise on shops according to the community of people like Indian, Chinese, Maori people etc. CAB bank offer direct mail services to the customers. CAB bank sent account information to their customers once in a month to keep them update or aware about their bank transactions CAB provide loans to customers at cheap interest rate than others in the market. BANKS

Australi The Economic Heart Of Australia - 794 Words

Delving into the economic heart of Australia for an understanding its economy. Australia is located in a region known as Oceania (a huge body of water) that houses the island called Australia. According to John Pearson, author of the 2015 report â€Å"Our World,† Australians Population estimates around 22,750 million people. Australian population spreads across this mass of land that spans 2.96 million square miles with almost half of the land climate is dry desert. Surprisingly with such dry climate, and mostly desert the crops are plentiful (Andrew C. Chang) (Australian Bureau of Statistics) (Pearson). Although the dry climate and flat lands of Australia allow few opportunities for farming, farmers maintain a steady food supply. On the†¦show more content†¦For example, China, at that time in 2005 demanded more iron ore for producing steel as its economy began to grow, in turn, adding to increasing Australian GDP to 3.2% from 2001 GDP of 1.9%. Around 2013 Australians demand for iron ore decreased and commodity prices began to dwindle. In addition, 7,675 refugees increased causing more constraints on the economy plus prices on commodity export dropped. These factors weight heavy on Australian finances (Gartrell Adam) (The Economist Newspaper). Guiding the nations’ monetary systems rests in the hands of the Central Bank of Australia, known as, The Reserve Bank of Australia (RBA). The Reserve Bank of Australia serves to oversee and stabilize the countries’ economic prosperity, welfare of its citizen, employment, and finances. Australian has what is call a Floating exchange rate, which means prices may change from day to day as in the case of value. For instance, the less demands on trade from China forces Australians to lower the exchange rates. In exchange for lowering the rates, along with government expenditures helps stabilize Australian inflation rate (2.7% GDP), the welfare of its citizen (7.3% GDP), regulate unemployment (GDP 6.2% down 2014) and the finances (5.3 % GDP) of the country (Australian Bureau of Statistics) (Lien). The table

King s Spouses Henry Viii - 1868 Words

King Henrys Spouses Henry VIII, king of England, was famously married six times and played a critical role in the English Reformation, turning his country into a Protestant nation. Henry Tudor, son of Henry VII of England and Elizabeth York, was born at the royal residence, Greenwich Palace, on June 28, 1491. Following the death of his brother, Arthur, he became Henry VIII, king of England. He married six times, beheaded two of his wives and was the main instigator of the English Reformation. His only surviving son, Edward VI, succeeded him after his death on January 28, 1547. The reason why King Henry had so many wives was because he had the first wife due to the fact he was dethroned to her by his father. The second wife was due to the simple fact that he fell in love with her and all needed a legitimate male heir to the throne. The third wife was because he still needed a male heir. The fourth wife came due to his diplomatic reasons. The fifth wife was because he fell in love to fast again. His sixth and final wife was because he had grown to be too old, and sick and he decided he needed a companion and nurse who wouldn’t give him too much trouble. His insecurities led to the treatment of those nearest and sometimes dearest to him by sentencing them to die. He ordered the killing of his two wives and he cruelly abandoned one, he was absent when one died, he divorced another and probably only his death most likely prevented the arrest of the final one. ResearchersShow MoreRelatedThe Appeal Of Indulgences By Johann Tetzel1407 Words   |  6 PagesQuestion 1: Indulgences: The offer of indulgences was a practice where the congregation recognised a gift or other beneficent work with a bit of paper, a liberality, that ensured that the supplier s spirit would enter paradise all the more rapidly by lessening their time in limbo. 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